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Steven H's Articles in Investing

  • Pitfalls Made By Annuity Shoppers
    Each type of annuity – fixed, variable, and index – has its own unique pitfalls which need to be taken into consideration.
  • Looking into Single Premium Immediate Annuities
    Single premium immediate annuities or SPIAs are fixed annuities that are purchased with a single deposit amount and start making payments immediately. Investments in SPIAs are ideal for providing an immediate income in retirement.
  • Insuring for Retirement: Lifetime Annuities
    Although none of us want to think about getting older, it is important to plan appropriately for our retirement years.
  • Understanding Equity Index Annuities
    Equity index annuities are annuities that earn interest based on the performance of another financial instrument.
  • Understanding Annuity Tax Deferral
    Annuities can offer many advantages when compared to other investment instruments. One of these advantages, and some would say the biggest advantage, is tax deferral.
  • Overview of Annuity Types
    In general, an annuity is a contract in which an investor pays a premium or a series of premiums, and in return the insurer makes a series of income payments. Normally, annuities are purchased to secure future retirement income for individuals.
  • Finding the Best Retirement Annuities
    Retirement annuities are exactly the investment vehicle that is required to help retirees make this transition in financial priorities.
  • Benefits of Annuity Investment
    The various annuity investment options, and a brief explanation of the benefits of each type.

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