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Bankruptcy, Insolvency, and Taxes 2008 was a tough year for taxpayers and homeowners. Filing for bankruptcy can have tax implications, as can insolvency. Learn how each can have an impact on your taxes. Taxes: What's New for 2008 Stay abreast of new changes to the tax laws to be sure you're taking advantage of every deduction and credit that you qualify for. 2008 brought about several changes in light of the economic crisis. Find out if you can maximize your refund this year with these changes. Taxes in Tough Economic Times Economic times are tough, and the IRS has implemented a few tax relief programs to help alleviate some of the strain for families suffering from financial hardship. In addition. other major life events may have an impact on your tax return or your filing status. Read the following tips to find out how your taxes might be affected this year. How to Choose an Online Tax Filing Service: See if You Qualify to File Your Federal Tax Return Free Choose an online tax filing service that offers the maximum level of services and benefits to meet your needs. Many efile providers offer an abundance of free information and resources to help you maximize your tax savings. Maximize Your Tax Savings with an Online Tax Calculator Use a free online tax calculator to estimate your tax liability and take advantage of added time by finding out about allowable deductions you can take that will maximize your tax savings.