Annual versus single-trip Single-trip insurance can often seem more expensive at first glance, but you’d be wrong to assume that annual insurance deals always provide the cheaper rate. In reality, basic single trip cover can be had from just a few pounds per person. Take a good guess at your holiday movements for the coming year, including the number of trips, the length of the trips, and the distance of the trips, and you could be well on your way to making a saving. The rule is effectively thus: two or more flights overseas a year, or any plans involving long-haul flights? An annual policy is your cheapest option. One to two short-haul flights in a year? Then single-trip is the cheapest option for you. European Health Insurance Card (EHIC) The EHIC is by no means a substitute for travel insurance, but it does offer excellent supplementary cover. If you’re visiting any EU country, or Norway, Iceland, Liechtenstein or Switzerland, an EHIC will cover many of your medical bills. Simply present your card whenever you need medical treatment within the EU and the costs will be covered by the UK government. You should remember however the list of things that an EHIC does NOT cover – things like holiday cancellations, lost, stolen, delayed or damaged luggage, personal liability. Therefore comprehensive travel insurance is still a must, but you could afford to opt for a lower level of medical cover if you’re travelling within Europe. Complacency is your own worst enemy As with any form of bargain-hunting, don’t expect the best deals to present themselves to you on a plate. Sadly, most consumers discount this advice, and happily sign up for the travel insurance policy offered up conveniently to them as they pay for their holiday flights or holiday package. If you are one of these customers, then stop what you’re doing, you could be saving a bundle! These travel agent offers usually incur a very high premium, or a high excess payment. It doesn’t take a minute to pop online and do a quick price comparison between insurers – you’ll often find a cheaper, and more comprehensive, plan elsewhere. So don’t be complacent when looking for travel insurance – it can be a valuable investment if you spend your money wisely.
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Annual versus single-trip Single-trip insurance can often seem more expensive at first glance, but you’d be wrong to assume that annual insurance deals always provide the cheaper rate. In reality, basic single trip cover can be had from just a few pounds per person. Take a good guess at your holiday movements for the coming year, including the number of trips, the length of the trips, and the distance of the trips, and you could be well on your way to making a saving.
1stoptravelinsurance.co.uk single trip insurance provides cheap travel insurance cover for holidays of up to 365 days to any destination.
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