Troubled homeowners in Central Islip, New York can feel some relief as the nonprofit Central Islip Civic Council and area volunteers have been going around neighborhoods reaching out to families whose houses are at risk of being added to foreclosed home auctions. Volunteers have been walking and driving around blocks in the communities to survey housing conditions and look for houses already abandoned. They also give out fliers to let homeowners know about the availability of free mortgage counseling and foreclosure prevention help in Central Islip. Another part of the volunteers’ mission is to check foreclosure properties and to make sure that they are repaired and maintained while owners wait for buyers. They also make demands on banks, other lenders and real estate management firms if the properties are neglected. Nancy Manfredonia, executive director of the Central Islip Civic Council, said the residents have to do the monitoring and tracking themselves because they are the ones affected if abandoned homes and other properties in foreclosed home auctions are allowed to cause neighborhood blight and lower home values. According to Manfredonia, there are more than 150 families among 6,000 households in Central Islip whose mortgages are in default or whose houses are already in foreclosed home auctions. According to nonprofit officials, about 100 abandoned foreclosed homes are located along Lowell Avenue, where foreclosures in the community are concentrated. These properties represent about half of all empty properties in the area, which have been increasing as volunteers make their rounds. Central Islip Civic Council is funded by various grants and supported by the Community Development Corp. of Long Island. Every month, the CDC conducts sessions to help distressed homeowners save their homes from being added to foreclosed home auctions. CDC’s senior vice president Eileen Anderson is particularly pleased by what Central Islip volunteers are doing. She said her staff cannot do all the work and that reaching out to homeowners can be more effectively carried out by community groups like Central Islip Civic Council. Central Islip’s civic leader Manfredonia and the community’s volunteers are motivated because they want to prevent what happened over 30 years ago when the Central Islip State Psychiatric Hospital located in Central Islip laid off employees and about 200 families lost their homes to foreclosed home auctions. The foreclosure areas became notorious for prostitution, drug deals and shootings. Civic groups worked together and eventually restored their neighborhoods. They do not want to go through those painful foreclosure experiences again. So they are again working together to help families at risk of being affected by foreclosed home auctions.
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The nonprofit Central Islip Civic Council has been reaching out to families at risk of losing their homes to foreclosed home auctions. Nonprofit officials and area volunteers do not want the foreclosure problem that occurred in their neighborhoods in the 1970s to happen again.
Joseph Smith has been educating buyers on the finer points of Foreclosed Home Auction at Foreclosure-Repo-Auction.com for over five years.
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