I have been doing a little bit of digging on the different tactics to save cash and have discovered some good ideas amongst the ones that are not so good. Suggestions that are not so worthwhile are those that are unrealistic (“pay off your credit cards now and save interest” which you would do if you were able to), corny (coupons and rebates and corny scams such as that) and too much of a sacrifice (use public transportation, etc) So, here are a few valid ones… 1. AVOID BRAND NAMES – Do you really need Betty Crocker cooking oil when you can get the exact same product cheaper made by Albertson’s? Multiply that across peanut butter, toilet paper (Target has the best!), other paper products like tissue paper, breakfast cereal and you are looking at substantial savings with no sacrifice! 2. LEAVE THE CREDIT CARDS HOME WHEN YOU GO TO THE BAR! – Drink less, be less of “Mr Big Spender”, less hangover in the morning! 3. USE VOIP – What’s VOIP? Voice Over Internet Protocol. If you use SKYPE for example, it costs essentially nothing and you can keep the cost of a traditional phone line. If you connect to the internet using Cable TV then you don’t require a phone line at all. 4. GET PAID BY DIRECT DEPOSIT/ACH – Why does this save money? Have you ever gone to deposit a check and not taken a bit of money out? If you get paid by ACH then you won’t have that temptation! 5. PAY YOURSELF FIRST – This is more a savings plan then a way to save on things you are buying but it is all about more money for you, right? Take 10% of each paycheck off the top and put it into a different savings account that you don’t touch. And FORGET it is there. You will discover that you get by just as well without it and actually accumulate some savings. Some ways to do this… if you got a raise put that additional money in that account. If you paid off a debt continue to pay it but to yourself. Think of some ideas of your own. 6. SAVE ON AIR CONDITIONING/HEATING – Run the thermostat at minimum energy use (like at 50 degrees in the Winter) during the night and have a room heater. I have a tiny room heater that I purchased at the convenience store for $21. That thing cranks. I hardly have to have it above the lowest level and it is sufficient to heat the room. 7. OPTIMIZE YOUR FUEL CONSUMPTION – Properly using water in your gasoline system can save you up to 30% off fuel expenses for your car by making the fuel you buy perform better. If you pay $40/week for gas you might just save $600 or more per year!
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I have been doing a little bit of digging on the different tactics to save cash and have discovered some good ideas amongst the ones that are not so good.
GARKO is an activist, songwriter and an advocate for less costly gasoline, a cleaner/healthier environment and consumer protection. GARKO Endorses Cheap Gas Solutions: Even a 14 year old can use the FREE tools given to Water4Gas club members to replicate the Water-For-Gas technology to convert your vehicle to a WATER HYBRID, Complete informational package on hydrogen vehicle's, free energy and much more.
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